Name: ATOM BANK PLC — KYB Snapshot
Creator: SONAR
Published: 2026-05-08
License: https://getsonar.report/legal/terms
Keywords: KYB, beneficial owners, sanctions screening, PEP, ATOM BANK PLC, GB

Compliance verdicts

Sanctions

Clear

PEP

Clear

ICIJ Offshore

No Match

Adverse media

0

Sanctions coverage

Screened against 5 sanctions lists on 2026-05-08.

✓ EU Consolidated ✓ OFAC SDN ✓ Swiss SECO ✓ UK OFSI ✓ UN Security Council

Registry & regulatory context — GB

Companies registered in England, Scotland, Wales, and Northern Ireland file annually with Companies House, the United Kingdom's statutory company registrar. Public records include incorporation date, registered office address, shareholders, directors, persons of significant control (PSC) declarations, charges, and confirmation statements. The PSC regime (in force since 2016) requires every UK company to identify and publicly disclose individuals or legal entities holding more than 25% of shares, more than 25% of voting rights, or the right to appoint or remove a majority of the board.

UK financial-services firms additionally appear on the Financial Conduct Authority (FCA) Register, which lists authorised firms and approved individuals across banking, payments, e-money, consumer credit, and investment services. Sanctions enforcement is administered by HM Treasury's Office of Financial Sanctions Implementation (OFSI), which maintains the UK's consolidated sanctions list. SONAR cross-references Companies House filings against the FCA Register, OFSI, OFAC SDN, EU Consolidated, and UN Security Council sanctions lists on every screening of a UK subject.

For UK subjects, the SONAR pipeline additionally extracts the full officer history (active and resigned), parses Persons of Significant Control declarations to surface beneficial ownership chains, validates the registered address against postcode and Companies House authoritative geocoding, and runs adverse-media monitoring across English-language UK news sources including national and trade press. Where a subject is FCA-authorised, the report cross-references its Firm Reference Number (FRN) and surfaces any historical enforcement notices or regulatory variations of permission published by the FCA.

How SONAR's screening works. Every screening runs against the OFAC SDN, EU Consolidated Sanctions, United Nations Security Council, UK OFSI, Swiss SECO, Australian DFAT, Canadian OSFI, and World Bank Debarred sanctions lists. Sanctions data is refreshed every four hours from each authority's source feed. Politically exposed person (PEP) matching uses the OpenSanctions PEP dataset (CC BY 4.0) covering more than 120,000 active and historical politically exposed individuals across heads of state, cabinet ministers, parliamentarians, judiciary, central bankers, military leaders, state-owned enterprise executives, and their close associates and family.

ICIJ Offshore Leaks screening cross-checks the subject and any extracted directors or beneficial owners against the consolidated database of leaked offshore-finance records from the Panama Papers (2016), Paradise Papers (2017), Bahamas Leaks (2016), Offshore Leaks (2013), and Pandora Papers (2021) — totalling more than 785,000 named entities, individuals, and addresses. A match in the ICIJ corpus is not by itself evidence of wrongdoing — many legitimate offshore structures appear — but flags the subject for enhanced due diligence. Adverse-media monitoring runs in parallel across English plus 11 additional languages, prioritising regulator announcements, court filings, and established business press over user-generated content.